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There are many barriers to addiction treatment. Shame, fear, and your own readiness to change can all stand between you and sobriety. Unfortunately, financial obligations and the cost of treatment can be a daunting barrier. Addiction treatment, like any medical care or procedure, can be a costly investment. However, it’s an investment that many people need to make to achieve a sober future and long-lasting recovery.
For that reason, Harmony Hills seeks to break down some of those barriers by working with insurance companies to make treatment more affordable. With this in mind, we accept insurance from Aetna, one of the largest and longest-standing insurance companies that provide coverage for millions of Americans. We help clients overcome the barrier of paying for rehab in Florida by working closely with insurance companies like Aetna to help make mental health treatment more affordable.
One of the largest and longest-standing insurance companies, Aetna provides health insurance coverage to millions of Americans. At Harmony Hills, we know that understanding your insurance coverage can be complicated and frustrating, especially if you are in a mental health crisis. If you are unsure about what treatment your Aetna plan covers, we are here to help. Our intake specialists are well versed in working with Aetna to determine your level of coverage, make treatment more affordable, and allow you to focus on recovery. Contact an intake specialist now by calling 855.494.0357 or fill out our insurance verification form.
Does Health Insurance Cover Substance Use Disorders?
Yes. In fact, it has to. Since the Affordable Care Act of 2008, insurance companies are now required to cover mental and behavioral health along with physical health care options. But they don’t just have to cover mental health.
They also have to comply with what’s called mental health and substance use parity requirements. That means the law requires insurance companies to cover mental health and substance use at the same level they cover medical needs.
In other words, companies can’t offer robust coverage options to medical needs while only offering limited coverage to mental health needs.
Substance use disorders are considered a complex disease that affects the brain and has an impact on behavioral and mental health. It has an official diagnosis in the Diagnostic and Statistical Manual of Mental Disorders (DSM–5) as a disease, so insurance policies must cover it.
Insurance may help cover the costs of medications, various therapy options, inpatient treatment, outpatient treatment, and other costs associated with treating substance abuse. Your case manager, medical professionals, and therapists will work with your insurance company to get you the coverage you need for the treatment options that are right for you.
Does Aetna Cover Substance Use Disorders?
Yes. Aetna offers fairly robust coverage options for substance use disorder treatment, such as drug and alcohol rehab.
Aetna also boasts a streamlined approval process and 24-hour access to representatives by phone. It covers both inpatient and outpatient treatment options, depending on your specific needs.
In some cases in medical and mental health care, medication or procedures require precertification, which means the insurance provider has to approve of the medication before it can be covered.
However, Aetna doesn’t require precertification for outpatient addiction treatment services. Inpatient services may also be covered with precertification.
The company will look at nationally recognized guidelines for treatment like the ASAM criteria, a set of factors used by treatment centers to help determine your needed level of care.
What Does Your Plan Cover?
Your specific health care plan’s coverage may depend on your particular policy, the state you live in, and the appropriate level of care for your needs. To determine your exact coverage, you can call your Aetna representative.
However, you can also speak to your case manager or intake specialists at Harmony Hills to help determine your eligibility for treatment and the coverage you might receive. At Harmony Hills, we are dedicated to working with your insurance company to help make treatment more affordable and allow you to focus on your recovery.
Contact Harmony Hills for Aetna Mental Health Treatment in Florida
At Harmony Hills, we believe that paying for mental health or co-occurring substance use disorder treatment should never get in the way of receiving critical care. Our team will help you understand your insurance coverage and private payment options with the goal to make treatment accessible and stress-free regarding costs.
Our serene 80-acre rural campus provides the perfect environment to escape the stressors of everyday life to receive the mental health care you deserve. We provide an array of evidence-based, holistic treatment for mental health conditions, including:
- Anxiety disorders
- Depression
- Bipolar disorder
- Borderline personality disorder
- Schizoaffective disorder
- PTSD
- Self-harm
- Co-occurring disorders
Harmony Hills is committed to improving the lives of our clients and their families through the most current, science-based, integrative treatment approaches in a safe, compassionate, supportive, and healing environment. If you or your loved one is ready to overcome the challenges of a mental health disorder or dual diagnosis, reach out to the Harmony Hills team today. Take the first step to recovery by calling 855.494.0357. Our team is available around the clock.